Microfinance Deathbed for Communism - 1146 Words

Microfinance, death bell for communism Microfinance is widely talked about throughout the world. Through the remote part of Bangladesh it kicked off its journey and gradually flew through the kingdom of light hovering clouds to spread its message. And the target group easily understood and promptly absorbed its mesmerising effect. This way credibility of the system was established within comparatively short span of time. In a World Bank estimate about 160 million from the developing countries at present take assistance through microfinance. However, credit goes to the Bengali economist Dr. Mohammed Yunus who invented in his factory the idea and threw it with a note that it would effectively absorb the shock of poverty and empower the†¦show more content†¦It may be granted to individuals or a group. But the amount involved in this connection is always meager. Why is the amount peanut? The reason may be that he (she) who never counts accumulated amount will be in trauma having loan of a big amount. What will he do with the amount? And if he is at all given the way out he will be in constant fear of losing it in transaction. Yet again, will he be able to provide necessary amount to open an account and who will assist him in transaction matter? On such background it is easy to conclude micro-credit service is not feasible for them. But who will deny they are already enjoining the service though in a different way. Since ages there remains a practice of private lending in the subcontinent. The lenders provided the poor the service with high interest without any collateral. Names of Muslim Pathans and Hindu Marwaris are referred to in this connection. Not only that the poor makes groups and collect amount from the members of the group/s for keeping it in safe hand though sometimes the safe-hand turns into rogue and leaves no stone unturned to pocket fraudulently their savings. The amount so collected is given to members turn by turn. Further they buy gold, jewelry, animals, buildings etc as investment. In case of need they can be turned into cash.

Economic, Social, Political And Environmental Influences...

Introduction In this paper, I will be looking at the economic, social, political and environmental influences that tourism business has on the economy of Australia. Subtopics include employment, imports and exports, and major tourist locations in Australia. This paper looks at historical impacts and how current events are affecting the business and tourism industries and what this means for the future of Australia. Economic To begin a discussion on the economic state of tourism businesses within Australia, an industry that has contributed 46.3 billion AUD or 2.8 percent to the country’s gross domestic product in 2015 with the forecast for 2016 to be 4.1 percent. Of this, 83.5 percent was leisure travel and 79 percent was domestic travel within the country. The percent of GDP from travel and tourism in 2005 was 3 percent and over the next 6 years travel and tourism continually contributed less to GDP while the dollar value remained relatively constant until 2014 when the dollar value and percent of contribution began to increase. The number of jobs created from travel and tourism since 2006 has increased steadily though the percent of whole economy employment has been decreasing, this would imply that the employment of all non-travel and tourism has been growing at a faster pace than that of travel and tourism (World Travel and Tourism Council, 2016). In 2015, Australia had the largest number of visitors from New Zealand, China and the United Kingdom (UK) while theShow MoreRelatedFactors Affecting Hotel Hotels : A Key Reason For Economic Growth Essay1501 Words   |  7 Pagesbase and hotels across Gold coast helps to develop partnership business to make profits. 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La Barata will target that gap and launch a Brazilian cultural experience in the Manly area specialising in dining, cooking classes and entertainmentRead MoreThe Development of the Travel and Tourism Industry and the Factors Affecting it Today2099 Words   |  9 PagesThe Development of the Travel and Tourism Industry and the Factors Affecting it Today Contents The development of the travel and tourism industry Page 3-4 Factors that have led to the growth in travel and tourism Page 4-6 Future developments in travel and tourism Page 6-7 Factors affecting the travel and tourism industry today Page 8-9 Bibliography Page 10 The Development of the Travel and Tourism Industry Throughout history, people have travelled

Clinical Assessment Of A Psychiatric Assessment - 1035 Words

1. Clinical Assessment=According to our book, the term Clinical assessment generally refers to applying assessment procedures to (a) diagnose a mental disorder, (b) develop a plan of intervention, (c)monitor progress in counseling, and (d) evaluate counseling outcome. (Drummond, 2010). Clinical assessment has been the method used when diagnosing and planning treatment for a patient. The first step is evaluating the individual in order to obtain information and figure out what is wrong. Counselors, conduct this assessment to develop and adhere a plan of intervention, monitor clients progress, and ensue all information are interpreted and understood. 2. DSM-IV-TR- is the official classification system of mental disorders used by counselors, psychologist, social workers, psychiatrists, and other mental health professionals in the United States. It is used across settings (inpatient, outpatient, partial hospital, private practice and primary care) and with community populations. (Drummond, 2010). The DSM-5 is a very complex assessment where counselors are required to have extensive preparation in the understanding of mental disorders, certain factors can take in place when administering this test and errors can be made such as misdiagnosing or over diagnosing if not properly administered. 3. Interviews in Clinical Assessment- According to our book, clinical interviews are the fundamental component. Like any assessment instrument or strategy, the interview has the definedShow MoreRelatedClinical Microsystem Assessment : Psychiatric Acute Care Essay808 Words   |  4 Pages Clinical Microsystem Assessment: Psychiatric Acute Care Unit Dimietris D. Thompson Sacred Heart University Clinical Microsystem Assessment: Psychiatric Acute Care Unit Clinical microsystems are â€Å"small functional front-line units such as a hospital unit, outpatient clinic or home health agency† (American Association of Colleges of Nursing, 2006, p. 6-7). 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Electrical Engineering and Engineering Technician- Communications free essay sample

With a sincere sense of gratification, this ensuring statement of purpose is put forth by me, HIMANI SHARMA just to pursue my career study in ELECTRONIC ENGINEERING TECHNICIAN- COMMUNICATIONS course at esteemed college like Seneca College of Applied Arts Technology in Canada. I feel it is a life time opportunity to explore and study in a rich foreign nation like Canada where I can make best possible use of educational resources provided there. In this ever-changing world of science and technology, where each new day sees a spate of new concepts and applications and each passing day makes them obsolete, I want to attain the highest level of education and transcend new horizons in the chosen field. This has always fascinated me and I am keen to continue my academic pursuit in this field. Personal Educational background: Before reasoning my intentions for further studies in Electronic Engineering Technician- Communications, I would like to throw some light on my educational background till now. We will write a custom essay sample on Electrical Engineering and Engineering Technician- Communications or any similar topic specifically for you Do Not WasteYour Time HIRE WRITER Only 13.90 / page From my school days I found myself very much fascinated for science field majorly in Electronic Engineering. I finished my schooling with 74. 62% in 12th class in 2010. Also I scored 81. 50 % in 10th Board Exams in 2008. After finishing my schooling I gave Pre Engineering Entrance Exams such as AIEEE, RPET IIT, but unfortunately I didn’t get my choice of college and branch. After that I prepared for IELTS examination in year 2011-12 and make up my mind to study in Canada in order to get more exposure and opportunities in life. Reason to Choose this particular course College: During my research towards my career development, I found that there is a huge development in the field of Electronic Engineering Technician- Communications. Everything from mobile phones to aircraft and medical equipment relies on electronics, and it is difficult to think of any area of life that has not been affected by developments in electronics.. This field first became an identifiable occupation in the latter half of the nineteenth century after commercialization of the electric  telegraph, the telephone, and  electric power  distribution and use. It now covers a wide range of subfields including  electronics,  digital computers,  engineering, telecommunications,  control systems,  RF engineering, and  signal processing. Electronic engineering may include  electrical engineering. Where a distinction is made, usually outside of the United States, electrical engineering is considered to deal with the problems associated with systems such as  electric power transmission  and  electrical machines, whereas electronic engineering deals with the study of electronic systems including  computers,  communication systems,  integrated circuits, and radar. From a different point-of-view, electrical engineers are usually concerned with using electricity to transmit  electric power, while electronic engineers are concerned with using electricity to process information. The sub disciplines can overlap, for example, in the growth of  power electronics, and the study of behavior of large electrical grids under the control of digital computers and electronics. Studying Electronic Engineering is a ‘’fantasy dream† for me since my school days where I used to imagine myself working in the field of Computers Communication. Also, it will act like a strong backbone to my profile while gaining access into the professional area. This program will mould my skills in gaining expertise particularly in the field of Communication. For this I need to try my hands at acquiring practical experience like exploring, analyzing and researching. I started researching different colleges to study further in developed countries like Canada USA. After researching on the Internet, through consultants, as well as attending education career seminars, I found Seneca College of Applied Arts Technology is one of the best institutes in Canada offering program of Electronic Engineering Technician- Communications My Language Ability: I have given my IELTS exam have achieved 6. 0 bands, which also meets the college requirements. I have attached my scores for your reference. Program Name Duration: The Electronic Engineering Technician- Communications program is 2 years offered by Seneca College of Applied Arts Technology. The course starts on 7th of January 2013 ends on 31st August 2014. Lastly, it would really be justifiable to my â€Å"fantasy dream† as I would be able to explore more in Communications and Moreover technology, and particularly electronics, is developing at a more rapid pace than ever before. This makes the job of the Electronic Engineer both exciting and challenging. Sincerely yours, Himani Sharma